Introduction to 3D Secure

3D Secure (Three Domain Structure), also known as a payer authentication, is a security protocol that helps to prevent fraud in online credit and debit card transactions. This security feature is supported by Visa and Mastercard and is branded as ‘Verified by Visa’ and ‘Mastercard SecureCode’ respectively.

GPS use Cardinal Commerce as our 3D Secure service provider. Cardinal provide a real-time 3D Secure enrolment and authentication service called Realtime Data eXchange (RDX). You can implement this service through GPS to ensure that your cardholders are successfully enrolled and authenticated using 3D Secure.

You can use the REST API to enrol cards in 3D Secure and create 3D Secure credentials. For more information, see the 3D Secure Guide.