Introduction to Click to Pay

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Important Note

Click to Pay functionality is only available for Visa customers.

Click to Pay enables cardholders to have a frictionless online experience during checkout. This is done by issuers registering their cardholder and their cards for Click to Pay. Cards that are enrolled for Click to Pay can then use this at the checkout of an online retailer, where the merchant uses your name and email/phone number to display cardholders registered cards. Thredd approves all Click to Pay tokenisation requests if Click to Pay is selected on your PSF.

Click to Pay uses the token instead of the card PAN at checkout, and avoids manual card entry for the cardholder. It also means there is a lower security risk, as the the merchant never sees the cardholder's card details.

You can enrol cardholders onto Click to Pay using the Enrol Data endpoint. This endpoint enables Thredd to register the new cardholder, phone number, email, and card linked to their token. If you want to add additional details to a previously enrolled card, you can use the Enrol Payment Instruments endpoint. Note you must register the cardholder using the Enrol Data endpoint before you can use the Enrol Payment Instruments endpoint.

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Note

For more information, see Enrol Data and Enrol Payment Instruments.